Planting a Seed

Anytime a person makes a decision to invest or save his money, he or she has probably formulated an expectation of how much they will get back at some time in the future.  For most people, the expectation is that they will receive more than what they put in after a period of time.  Some people will expect to get back no less than what they put it in, while others are willing to

Financial Advisor or Broker

The year 2019 closed out the second decade of the twenty first century on a strong note. The S&P 500 index delivered a return of 31 percent. In addition, foreign markets delivered strong double digit returns in both developed and emerging economies. Contrast that with a year ago. For 2018, the S&P 500 returned a negative 4.4 percent.